How to get a loan from Bondora?

1. Register and submit a loan application

Submit your details to get your personal loan offer. Submitting a free loan application is easy, completed entirely via the Internet and takes only 5 minutes of your time.

2. Choose a suitable loan offer

Choose a suitable loan amount and repayment plan according to your capabilities and needs. Our loan offers are personal and with reasonable interest rates.

3. Identify yourself and sign a contract

One-time identification is required for the first loan. The money is transferred to your bank account automatically after the signing of the loan agreement.

Get a loan offer in 1 minute!

4500

300

15000

60 months

24

months

84

months

from € 118,33/month

Interest Rate

9.61%

APR 12%

Total Repayment Amount

€ 166.710

*By submitting your email address, you agree to our Terms of Use. We process your data under our Privacy Policy.
The calculation is illustrative and may differ from the terms offered to you.

Our loan conditions

The loans are unsecured and very easy to apply for

Loan amounts from 300€ to 15000€

Loan period from 24 to 84 months

Interest rates starting from 7.2% p.a.

No additional fees for early repayment

You can choose your own monthly payment

Apply online, no need to visit a branch

You can get a loan using just your smartphone

The rate you are offered will depend on your individual circumstances

Why borrow from Bondora?

Apply for a loan anywhere anytime
Sometimes unexpected situations just happen, like car breaks down or washing machine stops working. These can happen in middle of the night and no-one is safe from them. Or even if you are lucky to have enough funds for rainy days, you might be short of money for buying a new car or renovating a home.

You can submit loan application at Bondora even at 2AM and on public holidays! Our whole loan process can be completed 100% online without a need to visit a branch and even leave your home.
Affordable and personalized
Bondora does not offer one fit solution to all customers like some traditional banks. Since funded in 2009, we have won many prizes for innovation and alternative financing. Despite recognition, we continue improving to offer best service to our customer.

And the best part is that our interest rates are affordable. While all loan offers are personal, based on needs and requirements of each customer.
Faster than ever
Our fast online application takes only 5 to 10 minutes to complete and and you get initial loan offer within 1 minute. Our customers are getting a fast loan offers 24/7 and you can even apply from your smartphone.

Speed is nothing without secure platform. With Bondora you can be sure that all provided information is handled fast and securely.
Choose suitable monthly payment
After submitting loan application, you get an initial loan offer within 1 minute. All offers are based on your credit background and give you the flexibility to choose the suitable monthly payment to meet your needs.

You have 72 hours to accept suitable loan offer and monthly payment. After this time expires, your application is automatically cancelled and you do not have any further commitments to take a loan from Bondora.
Fair and reliable
All applications are reviewed by our trained loan analysts and no information is shared with third parties. We are doing our best to review all applications within couple of hours.

Loan applications are being reviewed 7 days a week, with no exceptions on weekends or national holidays. Our loans are always there for you!
No additional fees
After agreeing with final loan terms, loan money is automatically transferred to your verified bank account. Depending on the bank, the transfer normally takes 1-3 workdays.

If your plans change you can always repay the loan without additional costs. Also all our fees can be seen HERE, so there would be no hidden fees or scary surprises along the way.